A Guide to Summer Marketing from Mortgage Lenders

How Mortgage Lenders Market Products in the Summer

Summer is the peak season for the housing market because as people look to relocate before the school year begins or take advantage of warm-weather open houses, mortgage activity naturally tends to rise. Therefore, it should come as no surprise that summer presents a prime opportunity for mortgage lenders to connect with both homebuyers and current homeowners like you. more “A Guide to Summer Marketing from Mortgage Lenders”

Is Winter Really the Best Time to Get a Mortgage or to Refinance?

Should You Refinance or Shop for a Mortgage in Winter?

When it comes to securing a mortgage or refinancing your existing home loan, timing can play a significant role in the rates you get and the process you experience. Many experts argue that winter, particularly the months of December through February, is an optimal time for these financial decisions. But why is that the case, and does it apply to everyone? more “Is Winter Really the Best Time to Get a Mortgage or to Refinance?”

Considering a Summer Home Loan Refinance? Read These Tips First

Considering a Summer Home Loan Refinance? Read These Tips First

Summer is traditionally one of the best times of the year for many homeowners to consider refinancing their home loans. The season is ideal because it often brings a slower pace to everyday life and combined with more daylight hours, it’s an easier time of year to review finances and make important decisions. more “Considering a Summer Home Loan Refinance? Read These Tips First”

What Homeowners Need to Know Before Refinancing Their Home This Summer (Part 2)

Homeowners: Planning to Refinance This Summer?

Even though refinancing your home can be wise from a financial perspective (as we learned in part 1), refinancing is also a significant financial decision that requires careful consideration.

Here are more important details that homeowners should be aware of before refinancing their home this summer. more “What Homeowners Need to Know Before Refinancing Their Home This Summer (Part 2)”

What You Need to Know Before Refinancing Your Home This Summer (Part 1)

Homeowners: Read This Before Doing a Summer Home Refinancing

Refinancing a home can be a smart financial move, especially when interest rates are favorable. With summer approaching, many homeowners are considering refinancing to take advantage of potentially lower rates and improve their financial situation.

Here are six essential things that homeowners need to know before refinancing their home this summer. more “What You Need to Know Before Refinancing Your Home This Summer (Part 1)”

What’s the Best Bet for 2023: Selling My Home or Refinancing My Mortgage?

Do You Sell Your Home or Refinance Your Mortgage This Year?

As we close in on the start of the fourth quarter of 2023, it would be an understatement to say that the housing market has been a bit of a disappointment once again this year. Not helping things is the fact that the Fed recently raised interest rates to over 7%, putting it a far cry away from the hopeful 5% that most industry analysts were predicting at this time last year.

The recent rate hike not only affects the hopes and dreams of new buyers, but it also puts a lot of added strain on those who haven’t yet made the decision to either sell their homes or refinance their mortgages. With such uncertainty looming, what’s the best bet for 2023 – should you sell or refinance? more “What’s the Best Bet for 2023: Selling My Home or Refinancing My Mortgage?”

Five Common Mistakes to Avoid When Doing a Cash-Out Refinance on Your Home

Getting Ready for a Cash-Out Refinance? Read This First!

Despite current interest rates not being as low as everyone might like, refinancing is still on the table for a good number of homeowners, but especially for those who are thinking about doing a cash-out refinance for home improvement purposes.

Refinancing to pay for certain home improvements or renovations can make sense even when interest rates are slightly higher than what you wish because the completed projects can increase your home’s market value, which will in turn potentially increase your equity to the point that you can remove private mortgage insurance from your monthly payment. This will help offset the increase in your payment amount caused by the higher interest rate. more “Five Common Mistakes to Avoid When Doing a Cash-Out Refinance on Your Home”