Category: Home Buying

buying in spring

Why You Should Buy A Home in Spring

May 13, 2020

Why Spring Might Be the Best Season for House Hunting

Spring is here, and in any normal year, it brings with it the biggest buying season the housing market will see. There are many reasons for this. Chief among them is that winter is the slowest season for the real estate market, typically because of the holidays and the cold seasonal weather.

Spring may be the hottest season in real estate and house hunting, but does that make it the best season for you to go shopping for a home? Let’s take a look at why spring is such a busy season for home buyers and sellers, why it may be the best time to buy, and why you might want to wait just a bit longer before you step into the market this year.

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tiny house mortgage

A Guide to Mortgaging a Tiny Home in 2020

March 25, 2020

Considering a Mortgage to Buy Your First Tiny Home?

The tiny house movement has been growing steadily over the past few years, as people try to reduce their carbon footprint and realize they often have much more home than they really need. Whether you buy an existing tiny house or you get a little plot of land and buy your own, you can reduce your costs considerably when you go down this road to homeownership.

Unfortunately, while a tiny home is much cheaper than a traditional size home, they are still not exactly pocket change. Because of the small return, it can be tough to get a mortgage lender interested in helping someone out with a mortgage loan. That does not mean, however, that getting a mortgage loan for a tiny home is impossible. In 2020, as tiny homes continue to gain acceptance, you may have even more options than ever before.

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choosing the right home size

How Much Home Do You Actually Need? Here’s How to Figure It Out

February 26, 2020

Will We Be Able to Live in This Home… Forever?

When you’re on the lookout for the right new home to buy for yourself and your family, there are so many elements to take into account space-wise, not the least of which is budget. As you surf real estate listings online and in-person, factor in these four crucial variables to make sure you’re getting the space you need, as well as the most bang for your buck.

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avoid paying for storage when moving

Timing Your Sale and Purchase So You Don’t End up in Storage

February 12, 2020

How to Time Your Current Home’s Sale

If you’re buying your first home, timing is not necessarily going to be an issue. After all, you will continue to live in your apartment, your parents’ home, or wherever you hang your hat until your new home is available – and then you’ll move right in. However, if you already own a home and are buying a new one, things are a little trickier. You probably need to sell your old home before you can buy a new one, but if you sell before you buy, where are you going to put all your stuff in the interim?

There has to be some way to time things so that you can move into your new house before you have to move out of your old one, without having to pay to put all of your possessions into storage. Fortunately, people do this all the time. Here are some tips for timing your home sale and home purchase.

To begin, there are basically two ways to time your sale and purchase; you can buy, then sell, or sell then buy.

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social media mortgage lenders

Using Social Media to Pick Your First Mortgage Lender

January 22, 2020

Can Social Media Channels Help With Buying Your First Home?

We use social media for just about everything these days. We use it to connect with friends, to find out what events are happening around town, and, most importantly for some, to get advice on what we should buy. Peer review sites are some of the hottest sites on social media, where you can find out whether or not something meets its claims straight from the horse’s mouth.

People frequently follow the accounts of their favorite brands on Instagram or Twitter, to see what promotions they might be running, what new products are coming out, or even to see how clever their tweets are. So why not use social media to pick a mortgage lender?

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home buying classes

Are Home Buying Classes Really Worth Your Time?

January 8, 2020

First Time Home Buyers Have a LOT of Info to Learn About…

Sometimes all the steps involved in buying a home, including finding the right mortgage lender, working with your broker, ensuring your home needs are met at your budget and more, can feel overwhelming, especially if it’s your first time going through the process. So where is a person supposed to figure all of this stuff out?

As you might have guessed, this is where a little homebuyer education can come in handy. Accredited courses can not only set your mind at ease before and while you search for the right home, but they can also ease the pressure on your wallet. Here are five reasons why home buying classes can benefit your home buying experience.

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buying a home in winter

Should I Be House-Shopping in Winter? Yes, And Here’s Why

December 26, 2019

Considering Buying a Home This Year? Don’t Wait!

So you’re contemplating moving this winter. Maybe you’re a first-time homebuyer, or maybe you’re just looking for a change. Maybe you’re starting a family, or getting that dog you’ve always wanted and having a backyard has suddenly become a priority.

Whatever the reason for your search, the fact that it’s winter shouldn’t deter you from forging ahead into the market. Contrary to popular belief, there are actually many advantages to buying a home in the winter months. Read on to learn just a few, before making this critical decision for you and your family.

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buying a home in 2020

5 Reasons Why 2020 Is the Right Time for You to Buy a Home

December 4, 2019

Making the Decision to Become a Homeowner… Next Year

The decision about when to buy a home may always be a tricky one, no matter what housing market or city you find yourself in. Many people would prefer to buy than rent because they want to start building equity in their home investment right away. But this may not be the best financial decision in the long run because of changing market prices and interest rates.

Paying rent for a year and then getting a much lower interest rate on your mortgage could result in a net positive to your bank account over the life of your loan, for example. So with all this in mind, why is next year – 2020 – the right time for you to buy a home? Read on to find out the answer to this all-important question.

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seeing past home staging

See Past the Staging—What to Really Look For When Buying a House

November 6, 2019

When Buying Real Estate, Seeing Is Rarely Believing

With home values dropping in the market, sellers are doing everything they can to spruce up their properties to woo potential buyers and hike up asking prices – including paying up to $100,000 or more for home staging services. Beneath all the visual glamor, however, shoddy work can show itself if you know how to look – and hear, smell, touch, and taste.

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