Category: Home Buying

buying home first mortgage

What Does My Income Have to Be to Qualify for a Home Mortgage Loan?

September 15, 2021

What Does My Income Have to Be to Qualify for a Home Mortgage Loan?

If you are planning on purchasing your first home, then there are probably a lot of questions you have about the process and what it takes to qualify. For example, one of your most pressing questions might be – what does my income have to be to qualify for a home mortgage loan?

The answer to this question isn’t always the easiest to pin down because every home buyer is different, and their choice of mortgage product can also play a role. more “What Does My Income Have to Be to Qualify for a Home Mortgage Loan?” …

overpaying for home

5 Telltale Signs You’re Paying Too Much for a House

August 30, 2021

Are You Paying Too Much for Your Home?

Buying a home is one of life’s most complex experiences. Over the course of the entire process, your emotions can easily run the gamut from excitement to being stressed out to frustration and back to excitement again, often multiple times over.

Just like buying a new car, it can be all-too-easy to fall in love with a home and get caught up in the whirlwind of negotiations, especially when you’re buying in a seller’s market. Unfortunately, it is only after the excitement wanes and reality starts creeping back in that you might start wondering if you just might be paying too much for the home.

If you are entering the buyer’s market and want to ensure that you don’t get caught overpaying for your new home, here are five telltale signs to watch out for. more “5 Telltale Signs You’re Paying Too Much for a House” …

summer home buying tips

5 Mistakes You Want to Avoid When Buying a Home in the Summer

June 16, 2021

Buying a Home This Summer? Read This First

Summer is the most popular house buying season, and this year as the country continues to open after the coronavirus pandemic, it is looking to be even more competitive than usual. With properties selling at a rapid pace and so many buyers navigating the market, it will be all-too-easy for overzealous buyers to overlook certain things on their pursuit of buying the perfect home. This will undoubtedly leave them open to making all kinds of mistakes.

If you are planning on buying a home this summer, then you have to do your due diligence to ensure you get the right home at the best price. To do that and to avoid buyer’s remorse, you need to avoid the following five mistakes so commonly made when buying a home in the summer. more “5 Mistakes You Want to Avoid When Buying a Home in the Summer” …

tips for buying first home

How to Choose the Best Mortgage for You When Buying Your First Home

May 12, 2021

What Kind of Mortgage Is Best for First-Time Buyers?

Buying your first home is one of life’s most exciting experiences. After all, you are grabbing your slice of “the American dream!” When you find and fall in love with a home, there is nothing better. You might think to yourself – everything is just perfect about the place.

But here’s something that nobody tells you – if you don’t choose the best mortgage product for you, that dream of owning your “perfect” first home could turn into a nightmare. Here is how to choose the best mortgage for you when buying your first home. more “How to Choose the Best Mortgage for You When Buying Your First Home” …

spring home buying checklist

Ready for Spring Buying Season? How to Get Your Mortgage Checklist in Order

April 14, 2021

Creating a Mortgage Checklist for the Home Buying Season

Buying a home, whether it is your first or your third, is almost always a stressful experience. But you can save time and energy and alleviate a lot of the stress just by being organized and prepared. Making sure you have everything you need on your mortgage checklist will also help ensure that you are ready to make a deal immediately, so you don’t miss out on the home of your dreams in what will surely be a scorching hot buying season this spring.

Ready to get prepared? Here’s how to get your mortgage checklist in order. more “Ready for Spring Buying Season? How to Get Your Mortgage Checklist in Order” …

mortgage points explained

How to Easily Explain Mortgage Points

October 26, 2020

What Are Mortgage Points and Are They Worth It?

To the average home shopper out there, there’s a lot about the mortgage process that’s confusing. By and large, one of the topics that seems to be the most confusing for people is the concept of mortgage points. Many home buyers have no idea what mortgage points are or how they work.

In this guide, we walk through an easy explanation of everything you need to know about mortgage points. By the time you’re done reading this short blog post, you should be able to make an informed decision about whether to buy them as you begin your home buying journey. more “How to Easily Explain Mortgage Points” …

open house for sale sign

Buying Your First Home: How Long Should It Take?

September 9, 2020

Getting Some Help for the Biggest Purchase You’ll Ever Make

Buying a home is complex process, and going through the many steps for the very first time can be even more difficult, especially if you’re not prepared. On average, the typical buyer takes 10-12 weeks to find the right home, and views about 10 homes before finding what they consider, “the one.”

Whether you got lucky on day one or you’re trying to figure out just how long the long process is going to take before you even get started, you’ll want to pace yourself through the upcoming marathon. Read the rest of this article now to learn more about just how long the home buying process should take when you’re doing it for the first time. more “Buying Your First Home: How Long Should It Take?” …

net zero home

Is a Net Zero Home Worth the Investment?

August 19, 2020

Climate Change and Net Zero Homes: A Likely Pair

With the climate catastrophe looming and more and more people trying to become greener as they reduce their carbon footprint, talk of net zero homes seems to be on the rise. We should point out here that by definition, net zero homes are homes that create as much energy as they consume, for a net energy consumption of zero or less.

This phenomenon is currently made possible through advances in solar power, which allows for people to build solar panel homes that absorb their energy directly from the sun. Combine this with energy-efficient construction, energy-efficient practices, and a little bit of luck, and you wind up with a net zero home. So is it worth the investment? Read on to find out.

more “Is a Net Zero Home Worth the Investment?” …

choosing a real estate agent

How to Choose The Right Real Estate Agent

July 15, 2020

Picking the Best Real Estate Agent for Your Unique Situation

Buying or selling a home can be one of the most exciting things a person will ever do. It can also be one of the most challenging experiences you’ll ever have. In the end, much of the difference between these two extremes comes down to the quality of your real estate agent.

A lot more goes into picking the right real estate agent than simply picking the person with the best online ads, the biggest company backing them, or the most years of experience under their belt. With all that in mind, here’s how to choose the right real estate agent for your home sale or search.

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